Ported AUTHORIZE_ECHECK changes into HEAD. (cvs update -j HEAD -j AUTHORIZE_ECHECK)

Ported AUTHORIZE_ECHECK changes into HEAD. (cvs update -j HEAD -j AUTHORIZE_ECHECK)

* New Feature (Authorize.net eCheck)

Authorize.Net provides an exclusive, fully integrated electronic check payment method, eCheck.Net.
Using eCheck.Net, merchants can accept and process payments from consumer and corporate bank accounts
directly from their Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks,
you expand the payment options available to new and existing customers, enhancing customer loyalty and
potentially increasing sales.

+ Lower Fees - Lower rates than credit cards or PayPal.
+ More Efficient - eCheck.Net does everything online, eliminating the cost and inconvenience of manually
  processing paper checks and waiting for checks in the mail.
+ Fully Integrated Solution - No third-party integration required implementing eCheck.Net is easy
  for merchants already using the Authorize.Net Payment Gateway.
+ Integrated Reporting - Provides a combined view of all eCheck.Net and credit card payment transactions.
  Reconcile payment and billing activity using online reports and statements.
+ Ship Product Sooner - Improved up-front transaction validation that returns the status of transactions faster.
+ Security - Authorize.Net uses the latest 128-bit Secure Socket Layer (SSL) technology for
  secure Internet Protocol (IP) transactions.

== TO DO ==

- Generate Echeck forms.
- Show users a echeck option if admin enabled echeck method.
- Allow admins/teachers to enrol a student using echeck method (FIX: role consept)

==========